My New Blog You may be able to refinance without equity! May 17th, 2010 3:05 PM Many homeowners want to refinance and take advantage of low interest rates but think they can't because their home's value has gone down.  The good news is that many homeowners will be able to refinance even without equity. Fannie Mae (FNMA) and Freddie Mac(FHLMC) have programs that allow qualified borrowers to refinance up to 105% LTV.  The catch is that your loan must be owned by FNMA or FHLMC.  If you would like to find out if your loan is owned by one of these agencies, give me a call.  I will need your full name, property address and the last 4 digits of the primary borrower's social security number. Don't wait or you might miss out on this opportunity!   Posted by Dean Simpson on May 17th, 2010 3:05 PMPost a Comment (0) Subscribe to this blog * Name: * Email Address: URL: Comment: Type the characters you see in this picture, click "Submit" when finished.   This helps us prevent automated programs from posting comments and sending spam. * Name: * Email Address: Address: City: State: Zip:   This helps us prevent automated programs from creating bogus contacts and adding them to your contacts database.

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Licensed and Supervised by the Arizona State Banking Department Mortgage Banking License BK-0906322. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act, CRML License 413-0646, Colorado Supervised Lender License # 988552; Florida, Mortgage Lender License # ML0400224; Georgia Residential Mortgage Lender, License # 19613; Idaho Mortgage Lender License # 4043; Maryland Mortgage Lender License # 11855; Nevada Mortgage Banker License # 3488; North Carolina Mortgage Lender License # L-124394; New Mexico, Registered Mortgage Loan Company License # 02080; Oregon, Mortgage Lender License # ML-3238; Tennessee Certificate Registration # 000003929; Texas Mortgage Banker Registration # 83950; Utah License # 5747610-MLCO; Virginia Mortgage Lender License # MC-3220; Washington Consumer Loan License # CL-2914;